Low doc mortgage lenders & low doc loans in NZ

A low doc home loan can allow those who are self-employed, on contract or seasonal work, or those who run a small business to apply for a loan from a Non Bank provider. This can be for a home loan, for equity release, or to refinance. If your usual bank or broker has said no, stating you do not meeting their criteria or will be unable to provide all the paperwork they need, then Non Bank low doc financing may be the answer for you.

Non bank low doc home loans, equity release, and refinancing is now available in NZ for up to 80% of valuation with minimal income verification required. Chat to one of our experienced Non Bank brokers to see if we can help, we specialise in finding innovative solutions to your financial needs.


Non Bank Low Doc Equity Release

Non Bank Low Doc Equity Release

Are you a business owner, self-employed or a contractor and have good equity in your property, but your cash flow is down and you want to release some equity to inject further capital into your business or consolidate your debts?

 Non Bank Low Doc Home Loans

Non Bank Low Doc Home Loans

Low doc home loans in NZ are normally used to help self-employed individuals, commission-only contractors and small business operators. Low doc mortgage lenders, which are generally Non Banks, are more likely be able to approve your home loan without you providing PAYE payslips or financial accounts.

 Non Bank Low Doc Refinance

Non Bank Low Doc Refinance

Are you self employed or a business owner looking to refinance to expand your business, extend your home or need funds for personal reasons, but have only been running profitably for say 6 – 18 months?

”Hi Kim, Thank you so very much for all your help over these last stressful weeks. You’re an absolute life saver and I really can't convey how grateful we are.”

DB North Shore Auckland

”We have been dealing with Kim Lyons for approximately six years. Our requirements have changed during this time necessitating some quite creative thinking by Kim, he has the ability to think outside the cube. He has a relaxed, friendly way of dealing with clients while still maintaining a high standard of professional efficiency. Nothing ever seems to be the slightest trouble, meeting at venues and times that are convenient to you and explaining everything clearly and concisely.”

E & N Auckland

”Our situation was complicated, time frames were restricted. Discussed situation and needs with Kim and he delivered a solution which we were really pleased with. What a great guy to deal with very knowledgeable and professional.”

L & C

”We are so pleased with the help and advice we received from Kim. We were very unsure about how we could sort our finances out and had been turned down by the bank. Kim was extremely helpful and so easy to deal with. We conducted almost all the correspondence via email, which made things much easier for me. Kim made everything very easy and really reduced our stress at a difficult time. Thank you for your great service.”

M Nelson NZ

”Having dealt with Kim Lyons from First Rate Mortgages & Non Bank Ltd, I highly recommend his services. He was easy to work with and was able to arrange my facility easily, all done by email & phone. With me being in the South Island and Kim in Auckland one would assume the task at hand to be difficult, not so, it all came together easily. Kim also understands the difficulties presented by banks, when self employed people wish to raise funds to purchase property. Once again I highly recommend his services, and would certainly use him again if the need arose.”

Malcolm (South Island)

These people are absolutely wonderful, fast, friendly and go to all extremes to help. Their friendly natures make you feel so comfortable and I would never go anywhere else again. Would highly recommend to anyone who wants a good honest deal done.

Maree

We had the good fortune to meet with Kim Lyons, following a google search. Kim was diligent, informative and determined to help get us back into the property market, following our bad experience with a leaky home. Throughout the entire process we were kept informed of developments. Kim was also great in negotiating the way through obstacles that presented themselves. I have no hesitation in recommending Kim Lyons. His integrity speaks for itself.

Sageran
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Where you go when your Bank says NO!™

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