Non Bank solutions with bad credit home loans in NZ
Do you want to know more about getting a bad credit home loan in NZ? Many of our clients find themselves needing a bad credit mortgage due a business failing, unexpected unemployment, a separation, reduced hours, or a critical illness in the family.
We have helped so many clients in NZ apply for home loans who have had a financial hiccup resulting in bad credit, poor repayment history or are ex bankrupts. By being open and honest about your financial situation, we can work with you to find solutions. This may mean that a Non Bank mortgage has to be arranged to repay or refinance any other outstanding debts, so you can start afresh. Refinancing and consolidating debts is a great way to put all your bad credit problems in one basket, so you can then focus on paying them off as fast as possible.
If you have at least 20% as a deposit, possibly by including your KiwiSaver there are now options for bad credit home loans in NZ with Non Bank lenders. We are specialists in Non Bank home loans, mortgages and finance, with years of experience applying for bad credit mortgages for our clients. If you would like more information, or you want to check to see if we can provide a better Non Bank proposal for a home loan, than another lender, then contact one of our friendly team today.
The good news is that accessing your KiwiSaver funds or a HomeStart Grant, as a deposit, does not require a good credit history!