Where you go when your Bank says NO!™
"Solving Problems with Solutions”
Experienced with most Non Bank Lenders in NZ Creating Simple Financial Solutions.
Pioneer brokers for Non Bank lending in New Zealand, NonBk Ltd has always led the way and been committed to helping you to understand alternative lending solutions – for when your Bank says NO!
Non Bank lenders offer you more lending options when buying your first home, investment property, commercial property, or rural property. We evaluate the opportunities based on your financial position, past history, and future goals in order to help you purchase a home or another property, giving you expert financial advice and recommendations to achieve your mortgage goals. NonBk Ltd will help you with the entire mortgage application process, considering details such as mortgage rates, income sources, credit history, terms and establishing a borrowing strategy for your home loan or commercial application. Our financial advisors work with professional Non Bank lenders offering structured solutions to clients across NZ and Kiwis who have flown the nest.
Every financial need and situation is different. The rules and criteria for residential, investment and commercial properties are also constantly changing, as are interest rates. It is important to seek advice from professionals. Our specialist team will also help with the process of refinancing to exit a Bank if they are forcing this or return to a bank lending finance option if your financial affairs are all now in order. Giving you a top tier, long term lending service for all your mortgage needs.
Whilst our Mortgage Brokers and Financial Advisers are based in Auckland, we deal with Non Bank clients & lenders all over New Zealand and have the benefit of being able to present your loan application directly to the decision makers. Along the way we can explain any challenges you are facing, simplifying the arduous mortgage processes and clarifying the details that go into -approving your loan.
We are here to make lending simple, to help you buy, build or refinance a house, and buy rental or commercial property!
How we can help you?

KIM LYONS is NON BANK SOLUTIONS SINCE 1999
NonBk Ltd was created to help more individuals access home loans and navigate Non Bank financial solutions. We receive enquiries from all over New Zealand including Whangarei. Auckland, Tauranga, Hamilton, Taupo, Wellington, Nelson & Christchurch. Many new enquiries are also referred directly by Lenders, Brokers, and previous clients.
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NON BANK SELF EMPLOYED
Low doc home loans are convenient for self-employed individuals, commission-only contractors, and small business operators who find that the standard paperwork or online requirements for banks is both difficult and time consuming. Non Banks are the primary lenders of low-doc home loans, offering flexible, common sense solutions with terms from 12 months to 30 years, to assist with buying a property, refinancing or looking to release equity.
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Commercial and rural
Do you want to know more about commercial financing, property development loans, or investing in commercial property? As commercial mortgage brokers dealing with New Zealand lenders, we specialise in commercial financing, with property loans up to say 65% of the current value. A Non Bank lender often has greater flexibility and fewer hoops for you to jump through than your Bank.
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Second Mortgages
A second mortgage may be the short term solution you are looking for. Our team is here to assist with your Non Bank home loan application to help you source a second mortgage. This may be important for family expenses, medical costs, urgent travel, vehicle costs, working capital, equipment or to cover building cost overruns. Whether you are an individual, business owner or developer, Non-Bank lenders can assist with amounts from $10,000 to $1,000,000.
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NON BANK SHORT TERM BUSINESS LOANS
We have a referral arrangement with two business lending partners and they can often provide approval within hours and funds by the following day. It’s fast and easy and you are dealing with them direct. Need working capital, stock, equipment, more staff, or slow paying debtors, apply in minutes, an answer within hours!
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How we can help you?



NON BANK SELF EMPLOYED
Low doc home loans are convenient for self-employed individuals, commission-only contractors, and small business operators who find that the standard paperwork or online requirements for banks is both difficult and time consuming. Non Banks are the primary lenders of low-doc home loans, offering flexible, common sense solutions with terms from 12 months to 30 years, to assist with buying a property, refinancing or looking to release equity.
Read More



Second Mortgages
A second mortgage may be the short term solution you are looking for. Our team is here to assist with your Non Bank home loan application to help you source a second mortgage. This may be important for family expenses, medical costs, urgent travel, vehicle costs, working capital, equipment or to cover building cost overruns. Whether you are an individual, business owner or developer, Non-Bank lenders can assist with amounts from $10,000 to $1,000,000.
Read More



Commercial and rural
Do you want to know more about commercial financing, property development loans, or investing in commercial property? As commercial mortgage brokers dealing with New Zealand lenders, we specialise in commercial financing, with property loans up to say 65% of the current value. A Non Bank lender often has greater flexibility and fewer hoops for you to jump through than your Bank.
Read More



About Us
NonBk Ltd was created to help more individuals access home loans and navigate Non Bank financial solutions. We receive enquiries from all over New Zealand including Whangarei. Auckland, Tauranga, Hamilton, Taupo, Wellington, Nelson & Christchurch. Many new enquiries are also referred directly by Lenders, Brokers, and previous clients.
Read More



NON BANK SHORT TERM BUSINESS LOANS
We have a referral arrangement with two business lending partners and they can often provide approval within hours and funds by the following day. It’s fast and easy and you are dealing with them direct. Need working capital, stock, equipment, more staff, or slow paying debtors, apply in minutes, an answer within hours!
Read More